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Secured Loans
- Loans for ANY purpose
- £7,500 to £250,000
- 9.9% APR (variable)
- CCJ's
- Arrears
- Self-Employed
- All Considered.
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Credit Card for people with Bad / Adverse Credit
Vanquis Bank Credit Cards
Vanquis Visa Card

Typical 39.9% APR - Ideal for customers who would like to rebuild their credit rating after some minor credit problems - Could help you get back on the credit ladder with 56 days interest free credit.

Use the card and pay off the balance within 56 days and you wont be charged any interest and you will help to improve your credit rating.

If you've been refused credit, it doesn't necessarily mean you have 'bad credit'. It could mean you haven't had credit before so there is no record on your credit file of how well you manage credit. Having credit helps to prove you are a responsible borrower.

Vanquis considers every application on its own merits, so we encourage you to apply even if you have had credit problems in the past. - Apply online for a response in 1 minute!
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